Understanding Personal Property Coverage: A Simple Guide for Everyone Last week a client of ours (we’ll keep her identity safe and call her Sarah) suffered a loss. Sarah, a young graphic designer living in Downtown Grand Rapids had her apartment…

Have you ever thought about what would happen if disaster struck your home? Last year, a startling incident near our home in Caledonia, Michigan, brought this question into sharp focus for me. Around midnight, a loud explosion jolted our neighborhood…