Owning a short-term rental property, like an Airbnb, Vrbo, or vacation home, can be profitable—but it also comes with unique risks that standard homeowners’ insurance won’t cover. At Insurit Agency, we specialize in customized short-term rental insurance, ensuring that your investment, your guests, and your income are protected from unexpected events.
Your rental property needs specialized coverage, but with so many options, it’s easy to feel overwhelmed. Most traditional home insurance policies don’t fully cover short-term rental risks, leaving you exposed to potential financial losses.
At Insurit Agency, we help property owners navigate the complexities of STR insurance, providing peace of mind so you can focus on hosting—without worrying about liability, guest damage, or lost income.
Not sure what you need? Learn in seconds which types of insurance match your business.
Covers damage from fire, theft, vandalism, and guest-related incidents to keep your investment safe.
Your rental property is a valuable asset. Ensure it’s covered against accidents, weather damage, and costly repairs so you can host with confidence.
Gert covered TodayCovers guest injuries, property damage, and legal claims to safeguard your business.
A guest slip-and-fall or accidental damage shouldn’t put your business at risk. Protect yourself with comprehensive host liability insurance.
Get StartedExtends your liability limits, covering lawsuits, guest injuries, and property damage that exceed your standard insurance.
If a major lawsuit or high-cost claim exceeds your liability limits, umbrella insurance kicks in to protect your assets, income, and rental investment.
Get StartedCovers lost income when your property is temporarily unlivable due to a covered event.
If your property is damaged, your income doesn’t have to stop. This policy ensures you keep earning even when your rental is being repaired.
Get StartedCovers miscommunications, listing errors, and guest claims that could lead to financial losses.
Even small mistakes—like misrepresented amenities, accidental double bookings, or guest disputes—can lead to claims against you. E&O insurance helps cover legal fees, refunds, and reputation damage so you can host with confidence.
Get StartedCovers hacked accounts, data breaches, and financial fraud related to online rentals.
If your booking platform is hacked or your guest data is compromised, this coverage helps with legal fees, recovery costs, and financial losses.
Get StartedWe assess your rental risks and explain your best coverage options.
We customize a policy that fits your short-term rental needs.
We handle the paperwork so you can focus on your guests.
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