RECREATIONAL PRODUCTS INSURANCE — GRAND RAPIDS, MI

COVERAGE FOR YOUR RVS, BOATS & MOTORCYCLES

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Trusted by Michigan Families

Michigan summers are made for the water, the open road, and the trails. Insurit Agency builds specialized coverage for your RVs, boats, motorcycles, and other recreational vehicles so you can enjoy every mile and every wave with confidence.

🏕️ RV & MOTORHOME INSURANCE

YOUR HOME ON WHEELS DESERVES FULL COVERAGE

Whether you own a Class A motorhome, a travel trailer, or a pop-up camper, your RV carries your family and your belongings. Michigan roads, weather, and campgrounds all present unique risks. We build RV policies that cover the vehicle, your personal property inside, and liability so you can travel with full peace of mind.

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COLLISION & COMPREHENSIVE

Covers damage from accidents, storms, theft, and vandalism for your motorhome, travel trailer, or fifth wheel.

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PERSONAL BELONGINGS

Protects your furniture, electronics, clothing, and gear stored inside your RV while on the road or at camp.

FULL-TIMER COVERAGE

If your RV is your primary residence, full-timer coverage provides liability and property protection comparable to a homeowners policy.

READY TO PROTECT YOUR ADVENTURES?

Talk to our Grand Rapids team about coverage for your RV, boat, motorcycle, or any recreational vehicle. We compare rates from multiple carriers to find you the best protection at the best price.

⛵ BOAT & WATERCRAFT INSURANCE

MICHIGAN HAS OVER 11,000 LAKES. YOUR BOAT NEEDS REAL PROTECTION.

From pontoons on inland lakes to fishing boats on Lake Michigan, your watercraft faces risks that standard auto policies never cover. Boat insurance protects against hull damage, motor theft, liability for passengers and other boaters, and on-water emergencies. Our team matches your boat type and usage to the right policy.

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HULL & MOTOR COVERAGE

Protects your boat, engine, and trailer against collision damage, storms, fire, theft, and vandalism year-round.

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ON-WATER LIABILITY

Covers injury or property damage to other boaters, swimmers, or docks if you cause an accident on the water.

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TOWING & EMERGENCY

Pays for on-water towing, fuel delivery, and emergency assistance when mechanical breakdowns happen miles from shore.

READY TO HIT THE ROAD OR THE WATER?

Get a personalized quote for your recreational vehicles in minutes. Our team knows Michigan recreational insurance inside and out.

🏍️ MOTORCYCLE INSURANCE

RIDE WITH CONFIDENCE ON EVERY MICHIGAN ROAD

Michigan’s riding season is short, and every mile counts. Motorcycle insurance covers collision, theft, liability, and medical payments so you can focus on the ride. Whether you cruise a Harley on M-22 or commute on a sport bike through Grand Rapids, we tailor your policy to your bike and your riding habits.

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COLLISION & COMPREHENSIVE

Covers repairs or replacement if your motorcycle is damaged in an accident, stolen, or hit by severe weather.

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MEDICAL PAYMENTS

Pays for medical expenses for you and your passenger after an accident, regardless of who is at fault.

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ACCESSORIES & CUSTOM PARTS

Protects aftermarket exhaust systems, saddlebags, custom paint, and other upgrades you’ve added to your bike.

WHY INSURE WITH INSURIT?

YOUR LOCAL TEAM FOR RECREATIONAL COVERAGE.

When you insure your recreational vehicles through Insurit, you get a Grand Rapids team that understands Michigan’s unique risks, compares carriers on your behalf, and builds a coverage package that fits your lifestyle and your budget.

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MULTI-VEHICLE DISCOUNTS

Save 10-25% when you insure multiple recreational vehicles together or bundle with your home and auto policies.

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SEASONAL FLEXIBILITY

Many recreational vehicles sit through Michigan winters. We find policies with lay-up periods that reduce your premiums during off-season months.

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SPECIALIZED EXPERTISE

RVs, boats, and motorcycles need coverage that standard auto policies miss. We match each vehicle type to the right carrier and the right limits.