Find the Right Home Insurance Deductible in Seconds.
Use our free calculator to compare flat vs. percentage deductibles — and see exactly what each one will cost you out-of-pocket.
This calculator helps you see the real cost of a roof replacement.
RCV Policy
Out-of-Pocket ( Deductible)
How it's calculated:
ACV Policy
Total Out-of-Pocket
How it's calculated:
Legend & Disclaimer: This calculator is for illustrative purposes only. Actual Cash Value (ACV) pays the depreciated value of your roof; you cover the depreciation plus the deductible. Depreciation factors are based on a 30-year roof lifespan, with depreciation capped at 75% (insurer pays a minimum of 25%) starting at year 25. Actual policy terms may vary.
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