Stop Guessing. Start Saving.

Find the Right Home Insurance Deductible in Seconds.

Use our free calculator to compare flat vs. percentage deductibles — and see exactly what each one will cost you out-of-pocket.

Insurance Deductible Cost Calculator

Which Home Insurance Policy is More Cost-Effective?

This calculator helps you see the real cost of a roof replacement.

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FAQ

What’s a percentage deductible?

It’s a deductible based on a % of your home’s insured value. Often cheaper up front, but not always.

Does this calculator collect my data?

No. It’s private and instant — no email required.

What if I’m not sure of my roof’s age or replacement cost?

Use your best estimate — the tool still works to show the difference.

What if I don't know the cost of the roof Replacement?

Use your best estimate — the tool still works to show the difference.