HOME, AUTO & UMBRELLA INSURANCE — GRAND RAPIDS, MI

Bundled Protection for Your Home, Car & Everything In Between

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Trusted by Michigan Families

Why juggle separate policies when you can protect your home, vehicles, and personal assets under one roof? Insurit Agency bundles your coverage for broader protection and real savings — backed by a team that knows Michigan inside and out.

🏠 HOMEOWNERS INSURANCE

Your Home Deserves More Than a Basic Policy

Your home is your biggest investment — and Michigan’s weather doesn’t go easy on it. From ice dams to windstorms, we make sure your homeowners policy covers what actually matters. Our team reviews your dwelling coverage, liability limits, and personal property protection to make sure there are no gaps when you need it most.

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Dwelling Coverage

Covers the cost to repair or rebuild your home’s structure after covered perils like fire, wind, or hail damage.

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Personal Property

Protects your belongings — furniture, electronics, clothing — whether they’re damaged at home or on the go.

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Liability Protection

Covers legal costs and medical bills if someone is injured on your property or you’re found responsible for damage.

Already know what you need? Get a personalized quote in minutes.

🚗 AUTO INSURANCE

Michigan Roads Are Tough — Your Auto Policy Should Be Tougher

Michigan is a no-fault auto insurance state, which means your policy works differently here than in most other states. We help you navigate the required coverages — Personal Injury Protection (PIP), property protection, and residual liability — while finding the right balance between protection and affordability.

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Collision & Comprehensive

Covers repairs to your vehicle from accidents, theft, vandalism, and weather-related damage — keeping you on the road.

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Personal Injury Protection

Michigan requires PIP coverage. We help you choose the right level of medical coverage for you and your passengers.

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Uninsured Motorist

Protects you if you’re hit by a driver who has no insurance or not enough — more common than you’d think.

Ready to Protect What Matters Most?

Talk to our Grand Rapids team about bundling your home, auto, and umbrella insurance. We’ll build a package that fits your family and your budget.

☂️ UMBRELLA INSURANCE

Extra Protection for When the Unexpected Gets Expensive

An umbrella policy picks up where your home and auto coverage leave off. If a major lawsuit or accident exceeds your standard policy limits, umbrella insurance steps in to protect your savings, your home equity, and your future earnings. For just a few dollars a month, you get an extra $1M or more in liability protection.

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Extended Liability

Adds an extra layer — typically $1M to $5M — on top of your home and auto liability limits for major claims.

Broader Coverage

Covers scenarios your standard policies may not, including certain lawsuits, defamation claims, and overseas incidents.

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Asset Protection

Shields your savings, investments, and future income from being seized in a judgment that exceeds your base coverage.

WHY BUNDLE WITH INSURIT?

One Agency. One Policy Review. Total Peace of Mind.

When you bundle your home, auto, and umbrella policies through Insurit, you get more than convenience. You get a team that reviews your entire coverage picture together — spotting gaps, eliminating overlaps, and making sure every dollar works harder for your family.

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Multi-Policy Discounts

Save 10–25% when you bundle home, auto, and umbrella together through one of our carrier partners.

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Simplified Management

One agent, one renewal schedule, one point of contact for all your personal insurance needs.

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Gap-Free Coverage

We review all your policies together to make sure there are no blind spots between your home, auto, and umbrella.