Your home is one of the biggest investments that you are ever likely to make. In fact, for many people, their home is their entire life savings. Something we all want to do is ensure that it lasts as long as possible. That means keeping an eye on all the parts of your home that can develop damage and perhaps make a homeowner’s claim

The best way to reduce the risk of a claim is to add value.

Homeowners can add value to their homes by adding certain technologies and upgrades to the home. Technologies and upgrades that can be added to a home: Adding a security system, Adding automated lights * Adding window treatments. These simple things not only add on to the value of the home but they provide peace of mind. They give you the protection you need in case of a break-in, or prevent any issues from arising.

Don’t overlook simple chores and care.

Home maintenance doesn’t have to be a big, time consuming job. By keeping up with these simple things, your home is more likely to last longer and you’re less likely to make a homeowner’s claim. Here are 5 simple things you can do to make your home last longer and less likely to make a homeowner’s claim:

• Keep your gutters clean, It’s surprising how much debris can collect in your gutters. Over time, this debris can clog your gutters, which could lead to water damage.
• Change your Air Filter. Your filter keeps all the dust and junk out of your ducts so that your furnace doesn’t get clogged up. When the air filter is dirty it can affect the air quality of your home and even cause your furnace to break down.
• Inspect the Air Ducts, regular air duct cleaning is the best way to maintain the health of your family. It is a big help in preventing allergies, asthma, and other respiratory conditions.
• Clean your chimney. Have your chimney inspected and cleaned every year to remove creosote and soot that build up from fires. Creosote is a highly flammable by-product of the combustion process. Over time it builds up in the chimney and can be ignited by a spark from a fire. It produces a very hot flame and smoke and can cause a chimney fire and potentially spread to the roof if untreated
• Clean out the dryer vents, Dirty vents are a common problem in dryers. They can lead to increased energy costs and decreased efficiency while also putting you at risk for fires.

By making sure your home is in the best shape possible, you will be ready to fight a claim when it comes your way.

Lets face it, no one ever wants to have a claim on their hands and everyone wants to avoid any issues from arising. Take these steps to mitigate the risks, and take proactive measures to make sure your home is well maintained. If you have any questions regarding your policy, we encourage you to reach out to the Insurit Agency today to get your policy review and assistance.